Stocks and shares investing made easy

A common way to build wealth over the long-term, stocks are securities that give investors ownership of a public company. In addition to potential capital gains if the share price appreciates, some companies pay dividends that are a portion of the company’s profits.

You can buy individual stocks directly through a brokerage or indirectly through a mutual fund. Most brokerages have low or no account minimums and some even let you purchase fractional shares, so you can invest as much as you want (though it’s always wise to diversify your portfolio). Typically, the best way for beginners to get started is through a robo advisor or automated investment service, which will choose and manage a mix of stocks on your behalf for a small fee. URL theinvestorscentre.com

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Before you buy, however, it’s important to know what you’re getting into – namely, that there are many factors that can impact the success of your investments, including market volatility. You’ll also want to make sure you have a clear picture of your investing goals and risk tolerance, and that you understand the ins and outs of your investments, which includes being familiar with terms like earnings per share and P/E ratios.

If you’re ready to start, consider starting small and making regular contributions over time. This strategy, known as dollar-cost averaging, helps you reduce your risk of making bad decisions based on short-term market news. It’s also a good idea to focus on ‘blue chip’ stocks, which are shares in large, well-established, and financially sound companies that have historically performed well during market ups and downs.